Account Express tracks and reconciles transactions for credit cards, savings and checking accounts, and lines of credit. Budget preparation is made easy with the creation of user-defined income and expense categories, and the recording of details such as payees, income sources, and item descriptions. To provide a financial overview, a versatile tree structure allows easy selection of the display format and desired level of detail for requested information. Features include presentation of a global cash flow picture, calculation of net income over any given period, transaction splitting into many categories, summary graphs, and eleven reports related to financial activities. The ability to create post-dated transactions enables the forecasting of one’s financial position into the future.