Handy Toolkit is a Software designed to take care of your Daily Lookup needs. It can maintain Addresses of all your Contacts. It includes powerfull query and quickview options plus also can export address data to Excel format. It also allows to pick only Emails of contacts for Mailing. It includes a Scheduler that Pops up colorfull Reminders. Schedules can be maintained for Appointments, Meetings, Dinner, and even Sports,Radio,TV events that one would not like to miss. There is a Powerfull Notes Edition that allows you to maintain colorfull and Stylish notes that can be Printed or saved to a File. Notes also includes a Commonly-used words dictionary and Recently saved filelist. It can be used to edit Plain text as well and supports Fonts and Colors with Find operations. HandyToolkit also includes a Loan Calculator that can, for a given Downpayment, TotalAmount, Interestrate, findout the EMI for upto 25years period. HandyToolkit has one of the most Powerfull and versatile 20digit Calculators - EasyCalc which can be used to Perform Complex Arithmetic and Scientific Calculations. HandyToolkit includes an Photo Album Maker with Thumnails ,Print Support, Slideshow. It has a Advanced PhotoViewer to view JPG,Gif,BMP,Cur,ICO,DMP files. HandyToolkit can automatically Start with Windows and stay hidden and resident. Last but not the Least, It can be Password restricted, to access the Software. The latest addition is Budgetbook which allows to enter daily income-expenditure and Query, view status. Users can create categories and link to Addressbook. It also includes option to Export Data to XML-Html format. Handytoolkit includes utility for Atomic UTCtime and displays time for over 122 cities with Alarm settings for Individual cities. It includes Language Support for English,Spanish,French,German Languages. for more details visit http://www.handytoolkit.com