Arixcel Accounts is an add-in (extension) to Microsoft Excel developed by Arixcel Ltd. It's main purpose is to automate many people's task of monitoring their expenses on bank accounts and credit cards. It also provides the functionality for monthly budgeting. The main features are: - Transactions and balances of all your bank accounts and credit card are consolidated on a single spreadsheet. - You can import bank statements into the spreadsheet from your online banking website - by downloading and importing bank statements in the OFX (Microsoft Money) format. - You can create different categories of income and expenses and develop your own monthly Income Statement. It could have custom subtotals such as Income after fixed living costs", etc. - All you need to do is to allocate your transactions to categories to get a clear picture of your finances over any period of time. - You can create budgets and monitor actual results against budgets using the same categories of expenses. The accounting is done on a special spreadsheet in Microsoft Excel, over which you have the full control. You don't need to learn any new interface if you are familiar with Excel.