A Free Mortgage Calculator from www.eMortgageCalculator.co.uk is a desktop application to help you budget and calculate your mortgage payments. See the effect that changing the term on your mortgage can have on your interest payments. Shows the total amount of interest you will pay over the term of your mortgage as well as giving you an instant idea of what your monthly payments will be for either repayment or interest only mortgages. This program can be used for other loan types such as car, or personal. There are links to low mortgage rates and helpful information regarding mortgage interest types,buy to let mortgages and general mortgage information.