Eliminating credit card debt is a major step on the road to financial security. Being able to find good solid info about how to do this on the other hand can be little difficult at times. Certainly, curtailing the spending habits got you in a situation in the first place is an absolutely necessary step. Credit cards are meant to be an extremely short term form of credit and this is reflected in the extremely high interest rates. Once you arrive in the situation where you're using this credit over an extended period of time what you're actually doing is essentially trying to pay off a medium-term loan that has an interest rate that is four or five times what you would expect to pay on an actual loan. One way that you can eliminate the debt on your credit cards is to go to a third-party loan provider, take out alone for the full amount of everything you wrote for the credit card companies and then pay off all of your credit card debts at once. This leave you in a situation where you still owe the same amount of money but now you owe it to one company and the really important point is that you would be paying an interest rate that is possibly any thing up to only one quarter of the label of interest you would be paying if you continued with the debt outstanding under credit cards. This is why we have provided you with our quick loan calculator. It's very easy to use and will allow you to run many different scenarios quickly. By doing this you will be able to assess the deals being offered by different loan providers and you be able to take a look at how the repayment schedule would affect you over the full term of any loan you might be considering. The calculator couldn't be easier to use. It runs on virtually all Windows operating systems and should run on most older computers as well. If you don't wish to use the desktop version or you're not running Windows then there is an online version as well but you can use straight away at eliminate-creditcard